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2010-04-29 16:42:27| 人氣1,139| 回應4 | 上一篇 | 下一篇

兩週一聚:大智若愚:我做過最傻的事

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傻事做過不少,要符合大智若愚咁高境界的暫時未有。至於做的時候像是傻事,回頭看看慶幸自己當初又幾醒目的事好彩都仲有……

 

排行首位的當然是在零三年中買樓啦!

想當時剛剛大學畢業出來工作未夠一年,竟然膽粗粗問銀行同財務公司借九成五按揭(咁都竟然借俾我!),去買二百萬的樓。人工萬七,每個月拿萬六銀出來供樓,然後仲要俾埋水電煤氣差餉等ki-li-ka-la的費用。每個月銀行戶口個balance都減少(好彩讀大學時靠補習存了些錢),唯有日日放工去補習補貼生活費。

 

看看現在的磚頭多貴!每次讀到樓價上升的報導就慶幸當初有過那樣的膽量。

 

零八年時差點買下第二塊磚頭,臨時買賣合約都準備好了,卻因為好友臨門脫腳而功虧一簣。倒無意責怪老友,只能怪自己年紀大了五年膽量卻不如從前了,否則若還是零三年的我大概早把第二塊磚頭獨自啃下,橫豎銀行是很樂意貸款給我的。

 

現在再叫我買樓?咪玩啦!

台長: 雪凌
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Haricot
If your purchase was based on calculated risks, and not a blind gamble, then it was not a foolish act. You are fine as long as you are able to keep up the payments, and the market value of your real property remains high.
2010-04-30 09:04:48
雪凌
Haricot: the real-life market performance can never be calculated, so no matter how much risk management we made, there's always a certain extent of gamble involved.
2010-04-30 09:41:57
selina
my intuition tells me u must be a civil servant/teacher :)
too bad that all through those years i did not even have the "awareness" to buy property, let alone stocks. My financial awakenness comes very late, esp when i look back and compare with my classmates.
2010-05-01 19:09:53
雪凌
Selina: its a matter of education...better build up financial awareness early for children~
2010-05-03 09:44:37
是 (若未登入"個人新聞台帳號"則看不到回覆唷!)
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